New configuration conditions for credit card and consumer loans have been announced

BRSA provided the opportunity to restructure up to 48 months for credit card and consumer loan debts.

Jul 13, 2025 - 15:36
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New configuration conditions for credit card and consumer loans have been announced


The Banking Regulation and Supervision Agency (BRSA) announced a new configuration regulation for individual credit cards and consumer loans.

Application time is limited to 3 months
According to the statement, individual customers need to apply within 3 months to benefit from this configuration.

Interest Rate and Credit Limit Regulation
During the configuration process, the card limit will not be increased by the relevant bank without paying half of the debts of credit cards.

The scope of configuration has been expanded
In the statement of the BRSA, significant changes were brought to the previous decisions with the arrangements made.

In addition, the scope of configuration for both credit card and consumer loans will no longer be determined on the date of the decision, not on the date of the decision, but on the debt balance on the date of the application.


Kaynak: CUMHA - CUMHUR HABER AJANSI

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